P2P Lending

Topical FT Lex article – articulating similar concerns over default rates as the industry expands its borrower base, Brexit , transparency and attractiveness when interest rates rise. https://lnkd.in/dRmd3_i

Challenging The Myths That Are Costing Us Millions

In a perfect world, no-one would pay a penny more than necessary for life’s essentials. The reality is we all love a catchy jingle and we are all suckers for the next slick advertising campaign. Or to put it a different way, we are all simply just too busy to look...

UK Retail Energy : A market which is not working

Ofgem’s latest report shows how large energy utilities are taking advantage of UK consumers. The large energy utilities in the UK rely on people’s inertia and a lack of transparency in the information they provide their customers. If transparent market...

Pension Scams

UK Government reacts to the problem but fails to set implementation date. Pensions are very important – often they are a person’s biggest asset (or second biggest after their home) and are a key source of income in retirement. The government makes mention of an...

Tracker Funds – charging active fees

With all the recent publicity about active funds being closet trackers, charging active management fees for closet trackers – There are also tracker funds charging active management fees. If you invest in for example Virgin UK Index Tracker Fund – you will be...

Pension Scams

UK Government reacts to the problem but fails to set implementation date. Pensions are very important – often they are a person’s biggest asset (or second biggest after their home) and are a key source of income in retirement. The government makes mention of an...