Financial Market Frauds – Here we go again

Would you be surprised to discover that despite all the changes in regulation and technology, financial market fraudsters employ the same behaviours as they have been doing for centuries. A new report has analysed nearly 400 cases over 225 years. The behaviours are...

Beware a flurry of pension cold calls

The government intend to ban pension cold calling this autumn – better late than never and too late for those who have been scammed. For most of us our pensions are our biggest asset or our biggest asset after our house. It can mean the difference between a...

RPI RIP?

The UK Government has launched an enquiry into the use of RPI as a measure of inflation. It will be specifically asking whether RPI should be dropped as a measure of inflation. The impact if this is dropped is enormous – a vast gamut of contracts, pensions and...

The Povvy

The Provvy: An expensive £170 million lesson on its “repayment option plan”. It demonstrates why it pays to be fair. One also wonders how this could occur in the wake of the PPI debacle. The Provvy have just be fined just under £2 million and order to pay...

Non-Workplace pensions

Non-Workplace pensions should have similar charges structures to new workplace pensions – its only fair. FCA has published an excellent discussion paper pointing out anomalies between the charging structure in old non workplace pensions and workplace pensions...