Passive Funds but Active Pricing

by cffadmin | Feb 9, 2018 | Uncategorized | 0 Comments

Passive Funds but Active Pricing: IS THAT FAIR?????? The whole rationale about passive funds is that you are not paying large fees to a fund manager in order to outperform the market. And, there has been considerable furore over “closet trackers” – managers charging...

Ban on pension cold calling

by cffadmin | Jan 9, 2018 | Uncategorized | 0 Comments

This is one issue that every member of Parliament agrees on so why is the timetable so slow? Parliament wants the ban in place by June 2018. Why not immediate? The only people who gain by the delay are the scammers. Banning it is great in theory, but the scammers will...

An Open Letter to the Pensions Industry

by cffadmin | Jan 9, 2018 | Uncategorized | 0 Comments

The Pension’s industry should hold its head in shame over the way part of the industry behaved with the British Steel pensioners at Port Talbot. The industry needs to change – it was not just a few advisers. The whole industry owes a duty of care to the...

Remedying poor value in legacy workplace pensions

by cffadmin | Dec 9, 2017 | Uncategorized | 0 Comments

The DWP and FCA have issued a report on progress in reducing costs to below 1% in legacy workplace pensions. This has been an effective but slow process. These excess charges reduce the value of people’s final pension. There is still 16% of AuM in contract-based...

UK Autumn Statement November 22nd 2017

by cffadmin | Nov 25, 2017 | Uncategorized | 0 Comments

Reading this weekend’s papers, they are full of speculation of possible changes to the pension saving regime encouraging people to think about taking appropriate action before the statement. This is good advice for some – but needs to be coupled with the...