Amazing judgement – brokers who ripped off consumers with excessive commission will need to repay all the commission earned – not just the excess of what is fair. In this case over £17,000 including interest for PPI on a £30,000 loan It shows the importance of checking add ons and hidden charges on anything services or financial product – headline APR or total interest do not tell the story – everyone should be required to show total costs and charges over the life of the product. Finance has to be fair to the consumer.