Excellent blog from the pension regulator

There are nasty people out there who want to get a share of your pension nest egg you have worked hard to put aside for your retirement.

If you get a cold call or a mail shot be very careful.

Cold calling is illegal – so can you trust someone to sell you a pension product if they don’t follow the law?

If you real feel compelled to follow it up – the first question you should ask is who recommended me and of course check with them.

Always get independent advice.

Higher rewards = higher risk – it is a basic rule of life.

You could ask if they are prepared to pay towards the cost of you obtaining independent advice on their offering.

Remember it is your money.

Remember the old age – act in haste and repent in leisure.