RB EPCRoss Balmer – Senior Advisor

Born in Scotland, raised in Essex, Ross is the co-founder of the Campaign for Fair Finance™ and has worked extensively within the consumer finance, digital marketing and price comparison website industries.

Over the past 22 years Ross has helped build successful, customer-friendly and fair underwriting and collection departments in both unsecured and secured lenders, including the motor finance sector.

Ross has mostly worked with Dr Roger Gewolb’s companies over the past 15 years, playing an integral role in growing them. For several years however Ross was in charge of the Wales/South West England operation for one of the country’s largest motor finance companies.

In October 2012 Ross re-joined Dr Gewolb to help progress his Campaign for Fair Finance™.


Mark BrownridgeMark Brownridge – Senior Advisor

Mark has over twenty years’ experience in Financial services and prior to becoming Director General of the EIS Association,

Mark was previously the Head of Research and Development at Mazars, a leading UK financial planning firm. Mark is highly qualified being a Certified Financial Planner, Chartered Financial Planner, Chartered Wealth Manager and Fellow of the Personal Finance Society and previously sat on the Chartered Institute of Securities and Investments Accredited firms committee and TISA’s Distribution Policy Council.

Mark’s involvement with EIS began 8 years ago and he has since championed EIS investing within a financial planning context and is extremely passionate about promoting the industry, increasing its effectiveness and ensuring the private sector continues to drive much needed funding to small companies.


DanielDaniel Evans – Senior Advisor

Daniel is a co-founder of the Gibraltar Stock Exchange. Previously he was an analyst at Khan Investment Management in Singapore.

Daniel is an experienced political campaigner and policy researcher, and has worked for both Conservative (finance issues) and Labour (energy) Members of Parliament.

Daniel’s other interests include renewable energy technology – he is the Global Representative for H2Go Power, which is developing a new type of solid state hydrogen battery. He is also the editor of the frontier markets reports site, FrontierMogul.com

Daniel is an Associate Member of the Chartered Institute for Securities & Investment (CISI).


RG CFF_edited-1Dr. Roger Gewolb – Founder

Roger is a financial entrepreneur, financial services pundit and lending expert and founder of the Campaign for Fair Finance™.

In the past, he has founded and run a number of lenders across Europe and in the USA, has advised the Bank of England and UK Treasury on asset finance policy, and now works with leading parliamentarians, regulators, academics, trade bodies and media on initiatives to reform the UK credit and lending industries. He also gives financial and media strategy advice to several charities and social enterprises.

Roger was the chief founder of the UK subprime motor finance industry, providing car finance at affordable rates from reputable lenders to people with credit problems.

Roger is deeply involved in finding solutions to the accelerating problems besetting the growing population of debt-burdened and financially challenged citizens in the UK.

Also see gewolb.tv

LaurenceLaurence Julius – Senior Advisor

Laurence is a very experienced finance and risk professional, and a chartered accountant, with wide experience.

As an Executive Director at Standard Chartered Bank, Laurence ran a 30-strong European wholesale banking credit analysis team for 11 years. Previously, he had significant roles at Citibank, Shell and Deloitte.

He was also a nominated trustee of Standard Chartered’s £1.2 billion hybrid defined benefit and defined contribution pension fund, and a member of its Investment Committee for 5 years.

Laurence is passionate about ethics in finance, particularly in the area of pensions.



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Campaign for Fair Finance CIC
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