An Open Letter to the Pensions Industry

The Pension’s industry should hold its head in shame over the way part of the industry behaved with the British Steel pensioners at Port Talbot. The industry needs to change – it was not just a few advisers. The whole industry owes a duty of care to the...

Remedying poor value in legacy workplace pensions

The DWP and FCA have issued a report on progress in reducing costs to below 1% in legacy workplace pensions. This has been an effective but slow process. These excess charges reduce the value of people’s final pension. There is still 16% of AuM in contract-based...

UK Autumn Statement November 22nd 2017

Reading this weekend’s papers, they are full of speculation of possible changes to the pension saving regime encouraging people to think about taking appropriate action before the statement. This is good advice for some – but needs to be coupled with the...